Gabrielle and her children had fallen in love with the rental home they found through Interfaith Housing and Community services. With the goal of homeownership in mind, Gabrielle began working on developing a system to track her spending and build her credit. She was excited to enter the Individual Development Account (IDA) Program, which offered a 2:1 match of her savings toward the purchase of the home. Gabrielle saved steadily to reach the program’s maximum allowed savings of $3,000 in 15 months. The program doubled her savings, adding another $6,000 to her account. She continued to work diligently on her credit score, and with $9,000 in savings, she was mortgage ready. Gabrielle worked with a lender who had experience with KHRC’s First Time Homebuyer program, who helped her qualify for another $12,750.00. These programs worked in tandem to make it possible for Gabrielle and her family to purchase their rental home with a monthly mortgage payment that fit into Gabrielle’s target range.